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Mortgages & Loans
 views: 147    Making money with photography involves finding a lucrative career, such as wedding photography, fine art photography or editorial and commercial photography. Find ways to make money using photography with information from a professional art and commercial photographer in this free video on photography.  views: 143 This article is to teach people, young people especially, the steps to create a budget spreadsheet using the Microsoft Excel spreadsheet program to help with the complex and important problem of having a proper budget.  views: 94 When calculating an interest-only mortgage, figure out the loan amount, the interest rate and the term on the loan. Do simple calculations to figure out an interest-only mortgage with tips from a financial consultant in this free video on personal finance and loans.  views: 3138 Before getting an unsecured personal loan or a note loan, look at the differences in interest rates offered by various lenders. Check for prepayment penalties on an unsecured personal loan with help from a financial specialist in this free video on personal loans and money management.  views: 109 Show two years of tax forms and employment history when applying for a loan. Learn how to obtain a mortgage in this free personal finance video from a loan officer and mortgage closing specialist.  views: 2926 The way banks determine the lendable equity for a second mortgage is with a loan to value calculation. Discover why a bank may only offer 90 percent or less of the original loan amount on a second mortgage with help from a financial specialist in this video on mortgage assistance and personal finance.  views: 2810 In order to become a licensed mortgage broker, there is a state-certified course that needs to be taken, and there also needs to be a full background check. Learn about recent changes in licensing requirements with help from a financial services manager in this video on becoming a licensed mortgage broker.  views: 2851 Mortgage companies are regulated by the federal government and through state policies. Find out how a state can regulate who makes loans with help from a financial specialist in this video on mortgage assistance and personal finance.  views: 3314 Some companies may offer personal loans to people with bad credit, but these loans will most likely come with a very high interest rate. Discover why it's important to repair credit before attempting to get a loan with help from a financial specialist in this video on personal loans and money management.  views: 2869 A home equity loan is generally a fixed rate loan, while the HELOC, or Home Equity Line of Credit, is like having a credit card on a home. Find out how the HELOC can be used for debt consolidation with help from a financial adviser in this video on home equity and personal finance. |
